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Terms of Service

Effective Date: 5/19/2023

Please read these Terms of Service (“Terms”) carefully before using www.phil-am.com

Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, please do not use our website.

  1. Use of Website

2.1 Eligibility

You must be at least 18 years old to use our website or have the necessary legal capacity to enter into and be bound by these Terms.

2.2 Permitted Use

You agree to use our website only for lawful purposes and in compliance with these Terms. You may not use our website in any manner that could harm, disable, overburden, or impair our servers or networks, or interfere with any other party’s use and enjoyment of our website.

2.3 User Accounts

Some features or services on our website may require you to create an account. You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to provide accurate and up-to-date information when creating an account, and promptly update any changes.

2.4 Content Submission

If you submit any content to our website (such as comments, reviews, or user-generated content), you grant us a non-exclusive, worldwide, royalty-free license to use, modify, reproduce, distribute, and display the content for the purposes of operating and improving our website.

  1. Intellectual Property

All intellectual property rights in our website and its content, including but not limited to text, graphics, logos, images, videos, and software, are owned by us or our licensors. You may not reproduce, modify, distribute, or otherwise use any intellectual property without our prior written consent.

  1. Disclaimer of Warranties

Our website and its content are provided on an “as is” and “as available” basis. We do not make any representations or warranties of any kind, whether express, implied, or statutory, regarding the operation of our website or the accuracy, completeness, reliability, or availability of its content.

  1. Limitation of Liability

To the extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of our website or its content.

  1. Links to Third-Party Websites

Our website may contain links to third-party websites that are not owned or controlled by us. We do not endorse or assume any responsibility for the content or practices of these third-party websites. Your use of third-party websites is at your own risk, and you should review their respective terms of service and privacy policies.

  1. Modification and Termination

We reserve the right to modify, suspend, or terminate our website, its content, or any part thereof, at any time without prior notice. We may also modify these Terms from time to time. Your continued use of our website after any modifications indicates your acceptance of the modified Terms.

  1. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of New Jersey/USA.  Any dispute arising out of or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts located in Hudson County, NJ.

  1. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

  1. Entire Agreement

These Terms constitute the entire agreement between you and us regarding the use of our website and supersede any prior or contemporaneous agreements, communications, or understandings.

  1. Contact Us

If you have any questions or concerns about these Terms, please contact us at:


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